Until I found out that it was paint not bare metal under my A6M2 I created a nice gradiated metal finish to cover the whole aircraft, applied a layer mask, then selected one of the blotchy photoshop brushes and just unmasked the bits I wanted, making sure it had nice hard edges with a wet brush setting. Then BH showed me the error of my ways and I sorted the colour out!
Just look at some old industrial photos of chipped paint and use that as a basis. Maybe if you increased the size of the chips so it shows up a bit more, that might make a difference.